Savings & Investments
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
The tax treatment of this product will depend on your particular circumstances and should be discussed with your adviser. Tax treatment varies according to individual circumstances and is subject to change.
Financial Planning is all about helping you and your family to set aside money that you don’t need to spend today so that it can be used to meet their spending needs in the future.
Understanding a client’s objective is key — yet it’s important to accept that some goals aren’t set in stone and will evolve throughout their ever-changing life.
Flexibility and ongoing service is therefore essential.
Most people want to set aside as little as possible now and end up with as much as possible when they retire.
In addition to encouraging our clients to invest as much as they can for their future, there are three ways that we can improve their eventual outcome.
- 1. Gain tax relief and or reduce tax on the investment returns
- 2. Ensure that a customers investments are at the right level of risk for them so that they stay invested and maximise the return for that risk
- 3. Reduce the costs that a customer pays for products or platform through discounts and the efficiency of consolidation
How to invest the right way for you and do it tax efficiently.
Having money to save is one thing. Knowing how and where to save it is another.
You’ve ruled out tucking it away in the building society because interest rates are low (and often less than inflation).
Our approach is simple:
- We find out all about you;
- We understand your goals;
- We get to know your appetite for risk.
- We then use all the tools and expert knowledge at our disposals to offer you solutions. Only then can you make an informed choice.
So where next?
The investment options are endless but they won’t all be right for you.
So let us do your thinking for you
The value of your investments can go down as well as up and you may not get back as much as you put in.
