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Welcome to

Whitebridge Financial Services Ltd

Our Vision

At Whitebridge Financial Services, we provide a single platform for people to achieve their financial goals.

We specialise in helping our clients in various stages of financial life such as:

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How we can help

Protecting Wealth

Protecting you and your family’s standard of living against the unexpected.

Property Wealth

Ensuring the most suitable arrangements for your home, second home, buy-to-let or commercial properties.

Managing Wealth

Making the most of tax-efficient investment opportunities so that money is available when you want to spend it.

Creating Wealth

Ensuring you maximise your standard of living for when you do not want to work so hard.

Business Wealth

Helping small and medium-sized enterprises to grow and become more profitable.

Preserving Wealth

Preserving the value of your estate for the benefit of your family.

Retaining Wealth

Retaining more of your hard-earned money legally and ethically.

Whitebridge Financial Services are a locally based, fully qualified financial advice firm who can help you with:

Mortgages

Insurance & Protection Planning

Wealth Management

Estate Planning

Estate Planning, Inheritance Tax Planning, Some Buy to let Mortgages, Commercial Mortgages, Tax Planning, Trusts, Some Bridging Finance, Will Writing & Powers of Attorney are not regulated by the Financial Conduct Authority. Commercial Mortgages, Secured Loans Mortgages and Bridging Finance & Powers of Attorney are by referral only.

Will Writing & Powers of Attorney are not part of the Quilter Financial Planning offering and are offered in our own right. Quilter Financial Planning accepts no responsibility for these aspects of our business. Powers of Attorney are by referral only.

We want to help people simplify financial planning by following these steps:

Understand you

We gather information about your circumstances, preferences and what you are looking to achieve. We will then be able to show you how you will benefit from working with us.

Planning solutions for you

Budgeting

Understand your income and outgoings.

Saving money

Help you keep the costs down for your borrowing needs.

Protecting

Insuring you, your assets, and your family against disaster

Building Wealth

Help you grow your money by utilising tax allowances and reducing costs.

Implementation

We will work on your behalf with the provider or lender. This will save you a lot of time and effort and ensure your plans are set up correctly.

Review & Refine

Nothing stands still, so it makes sense to check the progress and appropriateness of your plans regularly. We suggest you do this annually. This way you will find out if your plans are affected by changes to legislation or taxation. You will also hear from us if we have something that we feel will interest you.

We are professionals. We have the tools, market knowledge and access to exclusive products through our network Quilter Financial Planning.

I was looking for advice on my home and investments when I was introduced to Kiran. Although he is based in Scotland, he was fully aware of the legal process and rules in England and he provided some useful guidance as well as links to information available online, which helped in my decisions. Since then, I have received advice on many areas and the experience has been consistently good.

I have also recommended many friends and people whom I meet in my local church. They have shared the same views and therefore I am happy to introduce more friends in future as we are getting an ‘easy to understand’ and honest advice.

B N | Health

I was looking for information about clearing my mortgage sooner and I got in touch with Kiran at Whitebridge FS. I was happy that he took time to understand my overall financial situation as I was not aware that I was not insured after changing my job. Also, my income will reduce dramatically once I retire. During our second meeting, my wife joined the meeting and Kiran gave us good advice regarding my mortgage as well as pensions and insurances. Although I find these topics difficult to understand, I am now more aware of what we have because we get regular reviews, and all our arrangements are discussed and updated. I would highly recommend Kiran Sagar as he is a knowledgeable and helpful adviser.

Alan B | Engineering

Kiran has been providing protection, pension and investment advice to my wife and myself for few years now. Due to my work commitments, I have not been able to give time to my financial planning needs. He has been flexible to arrange meetings in his office or our home to provide guidance and deliver quality advice. He is willing to spend time to explain complex issues in a clear way and now we trust his judgement without needing to worry about anything. I would recommend him to anyone looking for a good financial adviser.